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Life Insurance


Business Insurance Tools

Capital Maximization Strategy

Company Information 

Estate Planning Tools
Free Professional Financial Review
Graded Benefit Term & Whole Life   Up to $250,000 
      Ages 20 - 80               
Fidelity Life
Guaranteed Issue - up to $75,000        No Underwriting Requirements        Ages 40 - 80

It's All About The Money

Life Insurance - Terms Defined
Non-Smoker Guidelines

Proposal Request
  -  Permanent Life Insurance
Replacing a Life or Annuity policy in NY?   You must check here first!

Sales Letter that really works

Senior Settlements        Used Policies Bought for Cash

Simplified Issue  Up to $100,000
                                          Ages 20 - 80             
Manhattan Life
Software Downloads

Sub-Standard Articles

Sub-Standard Questionnaires

Tax and Mortality Tables

Term Product Information by Company

Term Quotes On-Line

Underwriting Requirements by Company
William Penn/Banner Life App Assist
   
Disability Income

Business Disability Income Insurance
Business Overhead Expense - Disability Income

Buy-Sell Disability Insurance

Definition of Disability Income Terms

Disability Income Claims

Disability Income - a  Sales Presentation

Disability Income Quote Request

Fidelity Security Life

Group Long Term Disability    -    LTD

Key Man Disability Income Insurance

Principal Financial Group

Sub-Standard Disability Income 
Union Central

   
Long Term Care

AIN                  (Penn Treaty in NY only)
A Long Term Care Presentation    
                                       (Powerpoint)
An Insiders Guide to Long Term Care 
                                 (Powerpoint)
Genworth       (formerly GE Capital)
Height & Weight Table for Long Term Care
How is Long Term Care Sold?

John Hancock

Leading Edge   New!  from John Hancock

Long Term Care - A Family Buying Decision

Long Term Care - A Family Affair    
                                    (Powerpoint)
Long Term Care Presentation from Genworth 
                   (Powerpoint)
Long Term Care advice from Gov. Pataki of New York

Long Term Care Fact Finder

Long Term Care Options

Long Term Care Sales Made Easy

Long Term Care Life Insurance Rider from John Hancock             NEW!!!

LTC  -  HIPPA Tax Issues
                                                      (Powerpoint)
LTC -- Tax Issues
Med-America      (Indemnity Plan)
Medicare Basics
                                                                      (Powerpoint)
Medicaid  = Welfare
                                                               (Powerpoint)
NY State Partnership

Penn Treaty

Medicaid Planning is Dead    RIP Medicaid Planning

Quote Request for Long Term Care

Software Downloads for Long Term Care

State LTC Tax Chart

The Chinese Water Treatment

The Need for Long Term Care

Understanding Long Term Care Tax Issues

Who do you think pays for Long Term Care?

Why Should You Buy Long Term Care

   
Annuities

Annuity Purchase Program
Annuity Quotes On-Line

Calculators for:               Early  Withdrawals and Required Minimum Distributions
Deferred Annuity Quotes On-Line
Forms and Applications
Immediate Annuity Quotes On-Line

Rated Annuities   -   What are they?   How do they work?

Replacing a Life or Annuity policy in NY?   You must check here first!

Single Premium Immediate Annuities  -   How do they work?

Sales Letter That Really Works

Terms for Annuities Defined

What is an Annuity?

   
Group Insurance

Group Dental Insurance

Group Health Insurance

Group Life Insurance

Group Long Term Disability    (LTD)

Group Special Risk Accident Insurance

Group Travel Insurance           (AD&D)

Quote Request  -  Dental Insurance
Quote Request  -  Large Group Medical
Quote Request  -  Group Life

Quote Request  -  Long Term Disability
Small Group Medical  -  One Life and Up.
   
Medicare Solutions

Medicare Supplements
Medicare Part D
Request Medicare Part D Supplies

What's Wrong With Medicare Part D?

   
New York State DBL

DBL - The Law              What Does It Cover?
Groups of Under 50 Lives                                                      You may apply On-Line
Groups of 50 or More Lives
                                                   Request for Quote

   
Equity Based Products Variable Life, Variable Annuities, Mutual Funds and Securities
   
Underwriting
Company Underwriting Requirements
Sub-Standard Underwriting Articles
Sub-Standard Underwriting Questionnaires
Guide to Common Medications   -   A valuable reference tool
   
What's New                Late breaking news and items of unusual interest

Long Term Care Life Insurance Rider from John Hancock               NEW!!!
Wm Penn/Banner Life announce App Assist - Now your clients can apply on-line
Disability Income   New Increased Limits for Students & Professionals Entering Practice
2006 Easy Reference Tax Guide
Good News for Many of your "Horizontally" Challenged

Graded Benefit Term & Whole Life  Up to $250,000    Fidelity Life

Guaranteed Issue Life Insurance Limits increased to $75,000

Medicare Part D     Prescription Drug Coverage

Replacing a Life or Annuity policy in NY?   You must check here first!

What's Wrong with Medicare Part D    Plenty!

New Smoker/non-Smoker Guidelines

Virtual Sales Assistant

   
Broker Resources

Errors & Omissions Insurance                         You can get it here!
          


Agent's Web Site                                               We can help you set up your own web site
Forms and Applications
Licensing  -   Become licensed with any of our carriers
Virtual Sales Assistant                     Check out this invaluable Sales and Success Tool Kit.

   
Outside Resources
Here you will find links to other web sites with useful information on:
Life Insurance, Long Term Care, Agent Licensing, Sales Ideas, Underwriting Resources, Equities, Government, Professional Associations, Geriatrics, Retirement, and Finance.
   
Our Team
   
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