Groups of Under 50 Lives

	NATIONAL BENEFIT LIFE *	GUARDIAN	ZURICH	STANDARD SECURITY	HARTFORD
	M F 1 - 49	M F 1 - 49	M F 1 - 25	M F 1 - 9	M F 1 - 49
Annual in Advance	18.00 54.60	28.21 61.27	19.92 45.36	19.92 45.36	25.24 55.40
Partner or Prop	114.00	68.86	84	112.32	94.50
Minimum Annual Premium	$80	$60	NONE	$60	$45

Quarterly in Arrears	10 - 49	10 - 49	26 - 49	10 - 49	1 - 49
Per Month	2.90 6.35	2.60 5.75	2.30 4.95	2.29 5.04	2.49 5.08
Partner or Prop	9.50	5.74	7.00	9.36	7.88
Minimum Quarterly Premium	$20	$15	NONE	$16	11.25

Prepay Required	NO	NO	NO	NO	NO

* Home Office: New York, NY

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