Presidential Life
Impaired Risk Disability Income
designed for New Yorkers
Graded Benefit Disability Income plans designed
for the Medically Impaired individual.
- 35% of stated monthly benefit is paid if
disability occurs during the first policy year.
- 75% of stated monthly benefit is paid if
disability occurs during the second policy year.
- 100% of monthly benefit is paid if disability
occurs after the second policy year.
- Guaranteed Renewable to Age 65.
- Benefits available up to $10,000 per month.
- Choice of Two or Five Year Benefit Period.
- Choice of Two or Five Year "Own
Occupation" Definition of Disability.
- Waiver of Premium included.
- Presumptive Disability
Included.
- Partial Disability Included.
- Survivor Benefit Included.
- Non-Medical Underwriting.
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