High Limit Disability Income


 
Your client's ability to earn a sizeable income is his/her biggest asset, yet it is often taken for granted.  Traditional insurers are often unable to meet the income replacement needs of high earners.
 
Victorson Associates can provide high limit disability solutions for your very affluent clientele.  Coverage is available above and beyond what traditional insurers offer.

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COVERAGE INCLUDES:

  • Monthly benefits up to $500,000
  • Elimination periods of 90, 180 and 365 days.
  • Benefit periods up to 60 months, plus lump sum benefits exceeding $25,000,000.
  • Individual or Multi-Life coverage.
  • Residual Benefit Rider and COLA available.
  • Own Occupation definitions available.
 
 

Case Study

An executive made over $2,000,000 per year, but had only $15,000 per month of disability coverage in force, representing less than a 10% income replacement ratio.  Victorson Associates was able to secure an additional $85,000 per month of disability coverage to better protect this executive's earnings.
 

 

May we assist you to better cover your High Net-Worth     client's needs for High Limit - High Risk coverage?

        Please call or Email us with your requirements.

        We are here to help you become a hero.
 

 

 

Don't forget to ask for your copy of

"Underwriting Secrets Revealed"

What You Don't Know About Underwriting
Can Harm Your Client

 

  • We give you the back-up you need.

  • We pay you the compensation you deserve.

Please do yourself a favor, check us out at: 

   www.victorson.com

Let's talk about what we can do
for you!

___________________________

 

321 Middle Country Road        Smithtown, NY 11787

(631) 265-7456      or      (877) 472-7456 

 FAX:   (631) 265-7054    E-mail: vainc@victorson.com