American
Memorial Life Insurance Co.
A.M. Best rating:
A-
Sub-Standard - Simplified Issue
Immediate Death Benefit Whole Life
American Memorial Life offers
Full Immediate Death Benefit Life Insurance for many of your Rated or
Declined clients:
-
No
Medical Examination
-
No
Blood or Urine
-
No
Attending Physician's Statements
-
No questions
about Occupation, Travel, Hazardous Sports, Previous
Declinations, or Capable of Working
The following are
usually OK!
-
Cancer
after 12 months no treatment
-
Heart
after 24 months no treatment
-
Insulin Dependent Diabetes
after age 40
-
Multiple Sclerosis
-
Lupus
-
Parkinson's
-
Epilepsy
-
Palsy
-
Muscular Dystrophy
Just complete a
simple application, answering only a few health
questions and, if approved the policy will be issued in days, not
weeks or months.
Maximum Issue Limits
| Issue
Ages |
Whole
Life |
| 0 - 25 |
$20,000 |
| 26 - 39 |
$30,000 |
| 40 - 75 |
$75,000 |
| 76 - 80 |
$25,000 |
| 81 - 85 |
$20,000 |
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