I don't have enough Life
Insurance to protect my family.
|
I don't have enough
Disability Income to protect myself.
|
I don't have Long Term Care
to protect my spouse and myself.
|
I don't have enough savings
to even begin to think about retiring.
|
Why Not?
I don’t have enough Life Insurance
because:
| * |
Life Insurance costs too much. |
| * |
I can't afford to buy more Life Insurance; I
need a new Large Screen TV set. |
| * |
I don't want to think about dying, and I'm not
planning to die too soon. |
| * |
I will (may) get around to it some day. |
| * |
Maybe my employer will give me group life
insurance. |
| * |
I plan to win the lottery. |
I don’t have enough Disability Income
Insurance because:
| * |
Disability Income is very expensive. |
| * |
I can't afford to buy Disability Income
Insurance; look at what it is costing me just to fill my gas
tank. |
| * |
I don't want to think about becoming disabled. |
| * |
I will (may) get around to it some day, but
I'm not planning on becoming disabled anytime soon. |
| * |
Maybe my employer will give me group
disability insurance. |
| * |
I plan to win the lottery. |
I don’t have Long Term Care Insurance
because:
| * |
Long Term Care Insurance is much too
expensive; I'll have to take my chances. |
| * |
I can't afford to buy Long Term Care; I'm
still paying off my Lexus. |
| * |
I don't want to think about having to enter a
Nursing Home. Nursing Homes are awful places. they are
smelly, depressing, and full of sick people. |
| * |
If I'm ever really sick the Government will
take care of me, at least I hope they will; I'm planning to
give away all my money so that I will qualify for Medicaid. |
| * |
Maybe I'll get around to buying Long Term Care
Insurance when I'm older. Right now I'm much too young to
need it. |
| * |
I plan to win the lottery. |
I don’t have enough savings to think about
retiring because:
| * |
I still don't earn enough to save enough to
make any difference. |
| * |
I can't afford to save for my retirement, but
someday I'm going to start for sure. |
| * |
I can't afford to save anything now; I just
bought a new boat and the payments are killing me. |
| * |
Interest rates are still so low that it just
doesn't pay to save. |
| * |
I'm afraid of the market, it's risky, it's rigged
against the little guy, and full of crooks and inside
traders, |
| * |
I don't need to save; I plan to win the
lottery. |
Have
you ever heard any of these “objections”?
Of course you have, and your clients need
you to help them:
Buy the Life Insurance that they know they need.
Buy the Disability Income Insurance that
they need to protect their incomes, their businesses, their homes,
and their life's savings.
Buy the Long Term
Care Insurance that they need to protect their life’s
savings, preserve their dignity, and avoid having to see their
spouse
file for welfare.
Guarantee a
comfortable retirement for themselves now, while there is still
time, while you can still help them to accomplish their dreams.
