New!!!     Long Term Care Rider

John Hancock announces a new economical LTC Rider that can be added to a Permanent Life Insurance policy.

Now available in New York and most other states

Now, for the first time you can solve two problems with one policy.

Your client who needs and can afford Permanent Universal Life Insurance can add a Long Term Care Rider to his policy for very little additional premium.

He can take care of his need for permanent life insurance protection, add an inexpensive Long Term Care rider, and sleep well knowing that:

• If he dies too soon his family is protected with Life Insurance.
• In the event of serious illness he is protected with Long Term Care.

All for one economical premium that is much less than what it would cost to purchase Life Insurance and Long Term Care seperately.

Please call for a Proposal Today!