| Elimination Period |
Must be satisfied only ONCE. |
|
Home Health Care |
Payable from
Day One |
Elimination Period does not
apply. |
| Spousal Discount |
25% if both spouses are
issued. 10% if only one can be issued. |
| Waiver of Premium |
Payable for each coverage month that begins while
you are receiving benefits. |
| Survivorship Benefit |
After 10 Years with no benefits being
paid, if One Spouse Dies, the Survivor's policy is Paid Up. |
| Optional
Features: |
| Shared Benefits |
You may utilize your
spouses benefits in addition to your own. |
