| Maximum Benefit |
$500 per Day OR $15,000 per Month.
Monthly costs a little more than Daily benefit. Worth it because
with a Monthly benefit you could conceivably spend up to $15,000 on
Home Health Care in just One Day and would be reimbursed for the
entire $15,000, not just for $500. |
| Elimination Period |
Must be satisfied only ONCE.
One or more days
of Home Health Care per week, counts as Seven Days towards
satisfying elimination period. |
| Partner Discount |
10% if you have a partner
20% if you both are approved. |
| Payment Options |
Level Premiums payable for
life
10 Year Paid-Up Option Paid-Up at Age 65 |
| Waiver of Premium |
Payable as soon as Elimination Period has been
satisfied. |
Applies to Home Health Care.
|
International Coverage
|
This is one of the very few policies
that will pay benefits outside of the United States and Canada.
Actual expenses reimbursed at up to 100% of
Benefit Amount for care anywhere in the world for up to one year.
|
Optional
Features:
|
| Shared Care |
Allows you to utilize your
partner's
benefits after your benefits have been exhausted. |
| Waiver of Home Care Elimination Period |
Home Health Care, Homemaker Services,
and Adult Day Care Benefits are Payable Immediately from Day One. |
| Survivorship and Waiver of Premium |
After 10 Years with no benefits being
paid, if either partner accesses benefits, Premiums are Waived on
BOTH policies, plus if One Spouse Dies, the Surviving
partner's
policy is Paid Up for Life.
|
| Underwriting |
Our experience on difficult cases has
been excellent. The company will try to issue a rated up
policy where another company might decline. |
|
Download
or View Underwriting Manual |
