The Need For Long Term Care

In 1900 life expectancy was age 49. The leading causes of death were pneumonia, tuberculosis, influenza and diarrhea. Heart attack, cancer and stroke, the 3 big killers of today, were just as lethal then; however they were only responsible for 16.4% of all deaths.

As we move into the 21st century, life expectancy has reached age 74 for men and age 79 for women, and climbing. The fastest growing segments of our population are those over age 85 and over age 100. We now have 3.5 million people over age 85 and it is estimated that there are more than 500,000 Americans over age 100. The chance of living to a ripe old age is substantially better than dying prematurely.

The old fear of dying too soon has been replaced by the new fear of living too long; especially the possibility of contracting a critical illness like cancer, heart attack, stroke, or mental incapacity. It is not the quantity of life that concerns people today, it is the quality of life.

The questions on most peoples' minds are:

• If one of us survives a serious illness, will our finances survive as well?

• How will this affect our lifestyle?

• Will we have a lifestyle left?

Because they are probably not going to die, but instead are likely to survive for a very long time, more and more people are coming to the only sensible conclusion that makes sense today:

Perhaps it's time to buy Long Term Care Insurance.

Long Term Care Insurance provides the peace of mind necessary to make the Quality of Life equal to the Quantity of Life.

May we help you help more people understand the need for Long Term Care Insurance?

Please call us today for advanced sales ideas, proposals, brochures, whatever it takes to help make you a Long Term Care Star.