| Benefits Available |
Daily Benefit, Weekly
Benefit, or Cash Indemnity Benefit. |
| Elimination Period |
Must be satisfied only ONCE. |
| Spousal Discount |
10% if married |
20% if both spouses qualify. |
| Emerging Trends |
Will consider emerging trends for
benefits on an individual basis at the discretion of Prudential. |
| Waiver of Premium |
Waived on first day of next month after you begin
receiving benefits. |
Applies to Home
Health Care |
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| Optional
Features: |
International Coverage
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This is one of the very few policies
that will pay benefits outside of the United States and Canada.
Cash Indemnity Benefit is payable
world-wide. |
| Underwriting |
Our experience on difficult cases has
been excellent. The company will try to issue a rated up
policy where another company might decline. |
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