Site Map

If you are faced with a problem case,  one of our Articles on underwriting more difficult cases may be helpful to you in understanding and dealing with your client's challenging situation.

Remember: A Declination or Rating need not be a disaster. It may just be your opportunity  to become a hero!

   Do You Have a Problem Case?
   Would You Like to obtain the Best Possible Offer
Click Here for Results

 

Sub-Standard Underwriting Articles

Adobe Acrobat is required to open these files.
If you do not have Adobe Acrobat you may download it FREE
.

Alcoholism

Addison's Disease

Alzheimer's Disease

Angioplasty

Angina

Aortic Aneurysms

Aortic Valve Surgery

Arrhythmia

Asthma

Arteriosclerosis

Atrial Fibrillation

Bariatric Surgery

Bladder Cancer

Breast Cancer

Cardiomyopathy

Carotid Artery Disease

Cerebral Palsy

Cervical Cancer

Clinical Depression

Colon Cancer

COPD

Congenital Heart Defects

Coronary Angioplasty

Coronary Artery Disease

Coronary Bypass

Crohn's Disease

Case Declined!  What Are Your Choices

Your Client Has Been Declined!  Now What!

Depression

Diabetes

Endocarditis

Emphysema

Encephalitis

Epilepsy

Financial Underwriting

Gastroesphageal Reflux Disease  (GERD)

Grand Mal

Head Injuries

Heart and Lung Transplants

Heart Attack

Heart Valve Surgery

Hemochromatosis

Hemophilia

Hepatitis B

Hepatitis C

Hodgkin's Disease

Hypertension

Kidney Cancer

Kidney Transplants

Lab Tests

Leukemia

Lipid Levels

Liver Disease

Liver Enzymes, Elevated

Liver Function Tests

Lupus Erythematosus

Medications

Melanoma

Meningitis

Mitral Valve Prolapse

Multiple Sclerosis

Muscular Dystrophy

Myasthenia Gravis

Nicotine

Obesity

Obesity + Diabetes = Epidemic

Osteoarthritis

Osteoporosis

Over Age 70 Applicants

Pacemakers

Pancreas Cancer

Pancreatitis

Parkinson's Disease

Peptic Ulcer

Pericarditis

Peripheral Vascular Disease

Petit Mal

Placing Sub-Standard Cases

Polycystic Kidney Disease  (PKD)

Preferred Smoker

Preparing the Client For The Medical

Prostate Cancer

Prostate Cancer Tests

Pschoneurosis

Psychosis

Pulmonary Embolism

Rheumatoid Arthritis

Shingles

Sickle Cell Anemia

Skin Cancer

Sleep Apnea

Smoking

Stroke

Substance Abuse

Suicide

Testicular Cancer

Thyroid Cancer

Thyroid Disease

Tuberculosis

Underwriting Hazardous Activities

Underwriting The Elderly

Venereal Disease

 

Does your client have an impairment not listed above?
If
so, please email us at: vainc@victorson.com
 
 
 
 
 Top of Page

Search victorson.com Search WWW

Home Contact Us Our Team Resources Broker Tools Disclaimer
Life Insurance Disability Income Long Term Care Medicare Supplements Annuities Group Insurance Equity Based Products
Sub Standard Questionaires Sub Standard Articles Carrier Underwriting Requirements Additional Underwriting Resources
On-Line Annuity Quotes On-Line Term Quotes